What is a PBA|Packaged Bank Account| AVA| Added Value Account| Platinum Account| Gold Account| ETC?
Packaged bank accounts explained:-
A packaged bank
account is a current account that comes with other goods or services. Generally
these include at least one insurance product (such as travel, Breakdown cover
or mobile phone insurance), but it may also include a range of other
non-insurance goods or services (such as airport lounge access).
You usually have to
pay a monthly fee for a packaged bank account. These Monthly Fees vary bank to
bank and generally range between £5 and £25 monthly.
What Type of account do I have?
Lloyds Banking group – Halifax – Lloyds – Bank Of Scotland –
Lloyds TSB https://www.lloydsbank.com/current-accounts.html
The above banking group offers a
range of accounts again these vary in fee and benefits.
Gold Account – £14.95 per month - Features and benefits https://www.lloydsbank.com/current-accounts/all-accounts/gold-account.html
Worldwide travel insurance
Up to 80 years of age, cover for you and your family (if eligible) for up to 45 consecutive days per trip (for Winter Sports maximum 31 days cover in any calendar year).
Up to 80 years of age, cover for you and your family (if eligible) for up to 45 consecutive days per trip (for Winter Sports maximum 31 days cover in any calendar year).
Breakdown cover
UK Roadside Assistance whether you’re in your own vehicle or someone else’s.
UK Roadside Assistance whether you’re in your own vehicle or someone else’s.
Mobile phone insurance
Worldwide cover for loss, theft, damage and breakdown (including faults).
Worldwide cover for loss, theft, damage and breakdown (including faults).
Arranged Overdraft
You can apply for an Arranged Overdraft where up to the first £150 is fee-free.
You can apply for an Arranged Overdraft where up to the first £150 is fee-free.
Card Loss Assistance
Help for when your credit, debit and store cards get lost or stolen. You can register the cards of your family if they live with you.
Help for when your credit, debit and store cards get lost or stolen. You can register the cards of your family if they live with you.
Platinum Account – £21 per month - Features and benefits https://www.lloydsbank.com/current-accounts/all-accounts/platinum-account.html
Worldwide travel insurance
Travel cover for you and your family. Up to 45 days per trip and 31 days per year for winter sports. Cover ends at 80 years of age, and cover for your family depends on your circumstances.
Travel cover for you and your family. Up to 45 days per trip and 31 days per year for winter sports. Cover ends at 80 years of age, and cover for your family depends on your circumstances.
Breakdown cover
Cover for your own vehicle or if you're using someone else's. The cover includes Relay and Home Start.
Cover for your own vehicle or if you're using someone else's. The cover includes Relay and Home Start.
Mobile phone insurance
Worldwide cover for loss, theft, damage and breakdown of your mobile phone (including faults).
Worldwide cover for loss, theft, damage and breakdown of your mobile phone (including faults).
Card loss assistance
Help when your credit, debit and store cards get lost or stolen. You can also register cards for family members that live with you.
Help when your credit, debit and store cards get lost or stolen. You can also register cards for family members that live with you.
Everyday offers
Get up to 15% cashback on certain purchases you make with your debit or credit card at a range of high street shops and restaurants.
Get up to 15% cashback on certain purchases you make with your debit or credit card at a range of high street shops and restaurants.
Premier Account – £28 per month - Features and benefits https://www.lloydsbank.com/current-accounts/all-accounts/premier-account.html
Worldwide travel insurance
Up to 80 years of age, cover for you and your family (if eligible)
for up to 62 consecutive days per trip (for Winter Sports maximum 31 days cover
in any calendar year).
Breakdown cover
UK Roadside Assistance whether you’re in your own vehicle or
someone else’s. The cover includes Relay, Home Start and Stay Mobile.
Mobile phone insurance
Worldwide cover for loss, theft, damage and breakdown (including
faults).
Home emergency cover
Fast, professional help for home emergencies.
Arranged Overdraft
You can apply for an Arranged Overdraft where up to the first
£500 is fee-free.
Card Loss Assistance
Help for when your credit, debit and store cards get lost or
stolen. You can register the cards of your family if they live with you.
Identity Monitor
Get help to spot the early warning signs of identity theft.
Silver
Account – £12.95 per month - Features and benefits https://www.lloydsbank.com/current-accounts/all-accounts/silver-account.html
European and UK travel insurance
Up to 65 years of age, cover for you and your family (if
eligible) for up to 45 consecutive days per trip (for Winter Sports maximum 31
days cover in any calendar year).
Breakdown cover
UK Roadside Assistance whether you’re in your own vehicle or
someone else’s.
Mobile phone insurance
Worldwide cover for loss, theft, damage and breakdown (including
faults).
Arranged Overdraft
You can apply for an Arranged Overdraft where up to the first £50 is fee-free.
Card Loss Assistance
Help for when your credit, debit and store cards get lost or
stolen. You can register the cards of your family if they live with you.
RBS Banking group – Royal Bank Of Scotland – Natwest –
Ulster Bank
The above banking group offers a
range of accounts again these vary in fee and benefits.
Reward Platinum https://personal.rbs.co.uk/personal/current_accounts.html#Premier
- Worldwide travel and even more insurance benefits
- For a £20 monthly fee, you'll get all the benefits of our Reward Silver account, plus:
- Worldwide travel insurance
- UK car breakdown cover
- Discounts on holidays when you book with Platinum Travel Service
- Two free UK airport lounge passes with each Platinum Travel Service holiday booking
Reward Silver https://personal.rbs.co.uk/personal/current-accounts/reward_silver_account.html
- Upgrade your rewards with lifestyle and insurance benefits
- For a £10 monthly fee, you'll get all our Reward account benefits, plus:
- Travel insurance for European trips
- Mobile phone insurance
- Cinema discount & tastecard
- Fee free debit card purchases abroad
Once we have your details
about your PBA claim, we are able to send you our claims pack which you must
sign and send back to us ASAP. This is a very important document as it
allows Coban Solutions Limited to act on your behalf.
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