Tuesday, April 14, 2020


Lloyds Packaged Bank Account Refund | PBA  Refunds | PBA Claims



Mis-sold packaged bank account charges. 💷 Average Refund amount is £1211.26 for Lloyds Bank customers 💷 (for the period between 13th Jan/13th Feb 2020 by 111 customers). If you have a Lloyds account check for your claim here https://pbaexperts.com/! Coban Solutions Limited is a claims management company, we are authorised and regulated by the Financial Conduct Authority FRN: 829748. You do not need to use a claims management company to pursue your claim. You can make a complaint to your lender direct, to the Financial Ombudsman Service or the Financial Services Compensation Scheme yourself for free.
Check if we can assist in starting your claim https://pbaexperts.com/


 What is a PBA?

A packaged bank account is a current account that comes with a monthly fee and at least one insurance policy (such as travel and mobile phone insurance). It may also include a range of other non-insurance goods or services (such as airport lounge access). In 2014 there were approximately 9 Million customers with PBA’s.
(FCA, 2020)                                                                 

Lloyds Gold| Lloyds Platinum |Lloyds Silver |Lloyds Premier| Lloyds Select | is my Lloyds Packaged BankAccount Refund Due?


Sometimes phrased as Added Value Accounts (AVA) or Packaged Bank Accounts, these types of accounts are marketed up in nice positive luxurious sounding names. These packaged bank accounts are given aspirational titles in order to encourage customers to feel encouraged to take out the packaged bank accounts with breakdown cover, mobile phone insurance or travel insurance and to feel a sense of achievement or heightened luxury with having  premium named packaged bank account in some instances these names.

how to complain about a mis-soldLloyds packaged bank account?


You could be owed thousands in compensation if Lloyds bank have mis-sold your packaged bank account. Between 13th of January 2020 and 13th of February 2020; 111 Lloyds Banking Group customers successfully claimed back an average of £1211.26 from the Mis-selling of their Lloyds Packaged Bank Accounts. Many of these bank customers felt there was no way to change to a fee free alternative account others felt there credit score maybe affected and many were simply never aware there bank or building society had various different accounts available.

Is My Lloyds Platinum account,Lloyds Gold account, Lloyds Premier account, Lloyds Select account or LloydsSilver account Mis-sold?


If you have had or do still have any of the Lloyds Packaged Bank Accounts, it is worth having a look in to see if the account was correctly sold to you as a customer. In many cases the benefits such as car breakdown cover, travel insurance or mobile phone insurance may not be of relevance to you or you may not qualify. Many travel insurance policies have upper end age limits on them others are limited and do not include winter sports holiday cover. However, you as a customer are thinking and under the impression that the Lloyds Packaged Bank Account is covering you.
According to Money Saving Experts Martin Lewis if you pay or payed a monthly fee for your bank account you may be able to reclaim £100’s or £1000’s. There’s growing evidence to suggest these accounts were systemically mis-sold with many customers flogged worthless added insurance.

How to Claim for my Mis SoldLloyds Packaged Bank Account Refund?


You have a variety of options at your disposal if you feel you Packaged Bank Account is mis-sold you can complaint directly to Lloyds banking Group by visiting the following web address https://www.lloydsbank.com/
Alternatively you can complaint through the financial ombudsman service by visiting there website https://www.financial-ombudsman.org.uk/
Or alternatively you can use a claims management company authorised and regulated by the Financial Conduct Authority such as ourselves with FRN: 829748 these details can be verified on the Financial Conduct Authority Website https://register.fca.org.uk/
You can use one of our hassle free no paperwork, no call centre quick and easy websites to complete your application simply click the links below:


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