Tuesday, May 12, 2020
Tuesday, April 14, 2020
Lloyds Packaged Bank Account Refund | PBA Refunds | PBA Claims
Mis-sold packaged bank account charges. 💷 Average Refund amount is £1211.26 for Lloyds Bank customers 💷 (for the period between 13th Jan/13th Feb 2020 by 111 customers). If you have a Lloyds account check for your claim here https://pbaexperts.com/! Coban Solutions Limited is a claims management company, we are authorised and regulated by the Financial Conduct Authority FRN: 829748. You do not need to use a claims management company to pursue your claim. You can make a complaint to your lender direct, to the Financial Ombudsman Service or the Financial Services Compensation Scheme yourself for free.
Check if we can assist in starting your claim https://pbaexperts.com/
What is a PBA?
A packaged bank account is a current account that comes with a
monthly fee and at least one insurance policy (such as travel and mobile phone
insurance). It may also include a range of other non-insurance goods or
services (such as airport lounge access). In 2014 there were approximately 9
Million customers with PBA’s.
(FCA,
2020)
Lloyds Gold| Lloyds Platinum |Lloyds Silver |Lloyds Premier| Lloyds Select | is my Lloyds Packaged BankAccount Refund Due?
Sometimes phrased as Added Value Accounts (AVA) or Packaged
Bank Accounts, these types of accounts are marketed up in nice positive
luxurious sounding names. These packaged bank accounts are given aspirational
titles in order to encourage customers to feel encouraged to take out the
packaged bank accounts with breakdown cover, mobile phone insurance or travel
insurance and to feel a sense of achievement or heightened luxury with having
premium named packaged bank account in some instances these names.
how to complain about a mis-soldLloyds packaged bank account?
You could be owed thousands in compensation if Lloyds bank
have mis-sold your packaged bank account. Between 13th of January 2020 and 13th
of February 2020; 111 Lloyds Banking Group customers successfully claimed back
an average of £1211.26 from the Mis-selling of their Lloyds Packaged Bank
Accounts. Many of these bank customers felt there was no way to change to a fee
free alternative account others felt there credit score maybe affected and many
were simply never aware there bank or building society had various different
accounts available.
Is My Lloyds Platinum account,Lloyds Gold account, Lloyds Premier account, Lloyds Select account or LloydsSilver account Mis-sold?
If you have had or do still have any of the Lloyds Packaged
Bank Accounts, it is worth having a look in to see if the account was correctly
sold to you as a customer. In many cases the benefits such as car breakdown
cover, travel insurance or mobile phone insurance may not be of relevance to
you or you may not qualify. Many travel insurance policies have upper end age
limits on them others are limited and do not include winter sports holiday
cover. However, you as a customer are thinking and under the impression that
the Lloyds Packaged Bank Account is covering you.
According to Money Saving Experts Martin Lewis if you pay or
payed a monthly fee for your bank account you may be able to reclaim £100’s or £1000’s.
There’s growing evidence to suggest these accounts were systemically mis-sold
with many customers flogged worthless added insurance.
How to Claim for my Mis SoldLloyds Packaged Bank Account Refund?
You have a
variety of options at your disposal if you feel you Packaged Bank Account is
mis-sold you can complaint directly to Lloyds banking Group by visiting the
following web address https://www.lloydsbank.com/
Alternatively
you can complaint through the financial ombudsman service by visiting there
website https://www.financial-ombudsman.org.uk/
Or
alternatively you can use a claims management company authorised and regulated
by the Financial Conduct Authority such as ourselves with FRN: 829748 these
details can be verified on the Financial Conduct Authority Website https://register.fca.org.uk/
You can use one of our hassle free no paperwork, no call
centre quick and easy websites to complete your application simply click the
links below:
Thursday, April 9, 2020
What is a PBA|Packaged Bank Account| AVA| Added Value Account| Platinum Account| Gold Account| ETC?
What is a PBA|Packaged Bank Account| AVA| Added Value Account| Platinum Account| Gold Account| ETC?
Packaged bank accounts explained:-
A packaged bank
account is a current account that comes with other goods or services. Generally
these include at least one insurance product (such as travel, Breakdown cover
or mobile phone insurance), but it may also include a range of other
non-insurance goods or services (such as airport lounge access).
You usually have to
pay a monthly fee for a packaged bank account. These Monthly Fees vary bank to
bank and generally range between £5 and £25 monthly.
What Type of account do I have?
Lloyds Banking group – Halifax – Lloyds – Bank Of Scotland –
Lloyds TSB https://www.lloydsbank.com/current-accounts.html
The above banking group offers a
range of accounts again these vary in fee and benefits.
Gold Account – £14.95 per month - Features and benefits https://www.lloydsbank.com/current-accounts/all-accounts/gold-account.html
Worldwide travel insurance
Up to 80 years of age, cover for you and your family (if eligible) for up to 45 consecutive days per trip (for Winter Sports maximum 31 days cover in any calendar year).
Up to 80 years of age, cover for you and your family (if eligible) for up to 45 consecutive days per trip (for Winter Sports maximum 31 days cover in any calendar year).
Breakdown cover
UK Roadside Assistance whether you’re in your own vehicle or someone else’s.
UK Roadside Assistance whether you’re in your own vehicle or someone else’s.
Mobile phone insurance
Worldwide cover for loss, theft, damage and breakdown (including faults).
Worldwide cover for loss, theft, damage and breakdown (including faults).
Arranged Overdraft
You can apply for an Arranged Overdraft where up to the first £150 is fee-free.
You can apply for an Arranged Overdraft where up to the first £150 is fee-free.
Card Loss Assistance
Help for when your credit, debit and store cards get lost or stolen. You can register the cards of your family if they live with you.
Help for when your credit, debit and store cards get lost or stolen. You can register the cards of your family if they live with you.
Platinum Account – £21 per month - Features and benefits https://www.lloydsbank.com/current-accounts/all-accounts/platinum-account.html
Worldwide travel insurance
Travel cover for you and your family. Up to 45 days per trip and 31 days per year for winter sports. Cover ends at 80 years of age, and cover for your family depends on your circumstances.
Travel cover for you and your family. Up to 45 days per trip and 31 days per year for winter sports. Cover ends at 80 years of age, and cover for your family depends on your circumstances.
Breakdown cover
Cover for your own vehicle or if you're using someone else's. The cover includes Relay and Home Start.
Cover for your own vehicle or if you're using someone else's. The cover includes Relay and Home Start.
Mobile phone insurance
Worldwide cover for loss, theft, damage and breakdown of your mobile phone (including faults).
Worldwide cover for loss, theft, damage and breakdown of your mobile phone (including faults).
Card loss assistance
Help when your credit, debit and store cards get lost or stolen. You can also register cards for family members that live with you.
Help when your credit, debit and store cards get lost or stolen. You can also register cards for family members that live with you.
Everyday offers
Get up to 15% cashback on certain purchases you make with your debit or credit card at a range of high street shops and restaurants.
Get up to 15% cashback on certain purchases you make with your debit or credit card at a range of high street shops and restaurants.
Premier Account – £28 per month - Features and benefits https://www.lloydsbank.com/current-accounts/all-accounts/premier-account.html
Worldwide travel insurance
Up to 80 years of age, cover for you and your family (if eligible)
for up to 62 consecutive days per trip (for Winter Sports maximum 31 days cover
in any calendar year).
Breakdown cover
UK Roadside Assistance whether you’re in your own vehicle or
someone else’s. The cover includes Relay, Home Start and Stay Mobile.
Mobile phone insurance
Worldwide cover for loss, theft, damage and breakdown (including
faults).
Home emergency cover
Fast, professional help for home emergencies.
Arranged Overdraft
You can apply for an Arranged Overdraft where up to the first
£500 is fee-free.
Card Loss Assistance
Help for when your credit, debit and store cards get lost or
stolen. You can register the cards of your family if they live with you.
Identity Monitor
Get help to spot the early warning signs of identity theft.
Silver
Account – £12.95 per month - Features and benefits https://www.lloydsbank.com/current-accounts/all-accounts/silver-account.html
European and UK travel insurance
Up to 65 years of age, cover for you and your family (if
eligible) for up to 45 consecutive days per trip (for Winter Sports maximum 31
days cover in any calendar year).
Breakdown cover
UK Roadside Assistance whether you’re in your own vehicle or
someone else’s.
Mobile phone insurance
Worldwide cover for loss, theft, damage and breakdown (including
faults).
Arranged Overdraft
You can apply for an Arranged Overdraft where up to the first £50 is fee-free.
Card Loss Assistance
Help for when your credit, debit and store cards get lost or
stolen. You can register the cards of your family if they live with you.
RBS Banking group – Royal Bank Of Scotland – Natwest –
Ulster Bank
The above banking group offers a
range of accounts again these vary in fee and benefits.
Reward Platinum https://personal.rbs.co.uk/personal/current_accounts.html#Premier
- Worldwide travel and even more insurance benefits
- For a £20 monthly fee, you'll get all the benefits of our Reward Silver account, plus:
- Worldwide travel insurance
- UK car breakdown cover
- Discounts on holidays when you book with Platinum Travel Service
- Two free UK airport lounge passes with each Platinum Travel Service holiday booking
Reward Silver https://personal.rbs.co.uk/personal/current-accounts/reward_silver_account.html
- Upgrade your rewards with lifestyle and insurance benefits
- For a £10 monthly fee, you'll get all our Reward account benefits, plus:
- Travel insurance for European trips
- Mobile phone insurance
- Cinema discount & tastecard
- Fee free debit card purchases abroad
Once we have your details
about your PBA claim, we are able to send you our claims pack which you must
sign and send back to us ASAP. This is a very important document as it
allows Coban Solutions Limited to act on your behalf.
Your claim is now with
Coban Solutions Limited – we will do everything we can to make sure you
are paid any money you are owed. Our financial experts have over 10 years
experience and vast knowledge to deal with your claim so you know you are in
safe hands.
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